The Excellence of living in Wrapche

435 Bay Shore Drive

Panama City Beach , FL 32407

MLS#: 784231

$1,790,000

Status: Active
Listing number: 784231
Listing provided by: Real Broker LLC
Listing agent phone: None
Last update: 15 days ago
On site: a month ago
Browse Properties
No Named Subdivision - Residential

Property

Beds

3

Full Baths

3

1/2 Baths

1

Year Built

2019

Sq.Footage

2,776

Luxury Bayfront Home in Panama City Discover an exquisite 1-owner custom-built bayfront masterpiece in Panama City's premier location, just minutes from Gulf of Mexico access, St. Andrews, Shell Island, and a 6-minute drive to pristine beaches. This stunning residence boasts unparalleled finishes, a sprawling lot, ample parking, a convenient elevator, and a large garage capable of holding multiple cars for ease of exit and entry, perfect for grand entertaining. Expansive bay views flood the home through abundant windows, bathing the open floor plan in natural light. The main level features a luxurious master suite with his-and-hers closets, a breathtaking master bath offering a beautiful oversized custom shower, a soaking tub, and separate vanities. The gourmet eat-in kitchen flows seamlessly into the great room, showcasing breathtaking bay views, an electric fireplace, and a sophisticated wet bar. Step outside to a beautiful outdoor kitchen off the main level, enhancing entertainment and luxury while enjoying the covered patio and serene waterfront views. Upstairs, two generous guest suites, each with full baths, complement a versatile entertainment room. The covered balcony offers mesmerizing bay views, ideal for relaxation. Situated on 100ft of prime bayfront shoreline, this home includes a private dock and boat slip. This unmatched location blends convenience and luxury. Don't miss this rare opportunity to own a bayfront gem designed for elegance and entertainment.

Features & Amenities

Interior

  • Other Interior Features

    Pantry

  • Total Bedrooms

    3

  • Bathrooms

    3

  • 1/2 Bathrooms

    1

  • Cooling YN

    YES

  • Cooling

    Central Air, ENERGY STAR Qualified Equipment, Multi Units

  • Fireplace YN

    YES

  • Heating YN

    YES

  • Heating

    Central, ENERGY STAR Qualified Equipment, Fireplace(s)

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    3

  • Construction Materials

    HardiPlank Type, Stone, Frame

  • Other Exterior Features

    Balcony, Barbecue, Boat Slip, Dock, Outdoor Kitchen, Rain Gutters

  • Parking

    Additional Parking, Garage, Garage Door Opener

  • Patio and Porch Features

    Patio, Deck, Covered, Porch

  • Pool

    No

  • Waterfront YN

    YES

  • View

    Bay

Area & Lot

  • Lot Features

    Paved, Waterfront

  • Lot Size(acres)

    0.75

  • Property Type

    Residential

  • Property Sub Type

    SingleFamilyResidence

Price

  • Sales Price

    $1,790,000

  • Zoning

    Resid Single Family

  • Sq. Footage

    2, 776

  • Price/SqFt

    $644

HOA

  • Association

    No

School District

  • Elementary School

    Breakfast Point

  • Middle School

    Breakfast Point

  • High School

    Arnold

Property Features

  • Stories

    2

  • Accessibility Features

    Accessible Entrance, Accessible Full Bath, Accessible Bedroom, Customized Wheelchair Accessible, Accessible Elevator Installed, Central Living Area, Accessible Approach with Ramp, Walker-Accessible Stairs

  • Foundation Details

    Slab

  • Sewer

    Public Sewer

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Bay

Elementary School

Breakfast Point

Middle School

Breakfast Point

High School

Arnold

Listing Courtesy of Gene Darden , Real Broker LLC

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Franko Maric

AGENT

Franko Maric

Call Franko today to schedule a private showing.

(341) 209-1143

franko+wrapche@init.hr


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
Luxury Bayfront Home in Panama City Discover an exquisite 1-owner custom-built bayfront masterpiece in Panama City's premier location, just minutes from Gulf of Mexico access, St. Andrews, Shell Island, and a 6-minute drive to pristine beaches. This stunning residence boasts unparalleled finishes, a sprawling lot, ample parking, a convenient elevator, and a large garage capable of holding multiple cars for ease of exit and entry, perfect for grand entertaining. Expansive bay views flood the home through abundant windows, bathing the open floor plan in natural light. The main level features a luxurious master suite with his-and-hers closets, a breathtaking master bath offering a beautiful oversized custom shower, a soaking tub, and separate vanities. The gourmet eat-in kitchen flows seamlessly into the great room, showcasing breathtaking bay views, an electric fireplace, and a sophisticated wet bar. Step outside to a beautiful outdoor kitchen off the main level, enhancing entertainment and luxury while enjoying the covered patio and serene waterfront views. Upstairs, two generous guest suites, each with full baths, complement a versatile entertainment room. The covered balcony offers mesmerizing bay views, ideal for relaxation. Situated on 100ft of prime bayfront shoreline, this home includes a private dock and boat slip. This unmatched location blends convenience and luxury. Don't miss this rare opportunity to own a bayfront gem designed for elegance and entertainment.

435 Bay Shore Drive

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

Related Properties

New on site 3 days ago
Gulf Front | Rare Deeded Land to the Water's Edge | No HOA! Welcome to The Palapa House, a Gulf-front residence positioned directly on the sugar-white sands of the Gulf of America, with deeded ownership extending to the water's edge. Fewer than 7% of Gulf-front parcels in Panama City Beach offer this level of private beachfront ownership, making opportunities like this exceptionally rare. Originally designed by the architects of Regency Towers, the home is positioned farther onto the beach than neighboring properties, ensuring unobstructed panoramic Gulf views to the east and west. Step from your back door onto your private stretch of beach or relax beneath the city-approved private Palapa, made possible by the extended property lines reaching the water's edge. The palapa's thatched roof was replaced in Fall 2025. The upstairs Gulf-front balcony is accessed from the main family room and offers sweeping sunrise & sunset views. On the lower level, a beachside deck is accessible from the second bedroom and opens directly to the sand. A private boardwalk extends from the front porch to the beach, and an exterior shower on the rear boardwalk provides convenient sand removal after leaving the beach. Major improvements include a new GAF roof system with new roof decking and fascia board, backed by a 15-year wind and material warranty installed in July 2025. A new Siemens 200-amp circuit breaker panel with corrosion-resistant copper wiring was installed in 2025. The exterior was upgraded with Tyvek vapor barrier, Hardie plank siding and trim, and fully painted with Sherwin-Williams exterior paint. All decks were stained with Super Deck marine stain and all windows were freshly caulked. The home passed a professional 4-point and wind inspection in 2025, resulting in a 17% reduction in homeowners insurance premium. The interior and exterior have been freshly painted and luxury vinyl plank flooring runs throughout the home. Additional upgrades include new ceiling fans, updated bathroom light fixtures, new smart TVs with upgraded WiFi, new locks and security features, new kitchen accessories, and solar film installed on all windows to improve energy efficiency during extreme weather conditions. The living room features a 3-D glass electric fireplace with optional heat and color-changing flame. New lighting and updated family room, dining room, and bedroom furniture and accessories enhance the home's coastal design. The kitchen and baths were previously remodeled, and the home is offered beautifully furnished. Appliances include electric range, microwave, dishwasher, refrigerator, washer and dryer. This three-bedroom home comfortably sleeps 11, including Twin XL bunks, a newer queen mattress in the downstairs bunk room, and a queen sleeper sofa. The primary bedroom is located on the second floor for privacy and separation. Exterior features include mature palm trees, an 8x40 privacy fence, covered porch areas, private driveway parking, and two beach decks with custom cable rails. High-end Sunbrella outdoor furniture was added in April 2021. The property consistently rents more than 200 days per year with documented rental income available upon request. Daily and weekly rental structure is already in place. Flood insurance remains favorable due to grandfathered mapping status. Located near St. Andrew State Park, Shell Island, marinas, waterfront dining, and public boat access, this is Gulf-front ownership at its rarest. Private, deeded, income-producing, and architecturally positioned for unobstructed views. This is not simply a beach house. It is a generational Gulf-front asset.
#786283

Panama City Beach

5903 Gulf Drive

3 Beds

2 Baths

1,296 Sq.Ft.

$1,799,500

MLS#: 786283

New on site 4 days ago
Gulf Front | Rare Deeded Land to the Water's Edge | No HOA! Welcome to The Palapa House, a Gulf-front residence positioned directly on the sugar-white sands of the Gulf of America, with deeded ownership extending to the water's edge. Fewer than 7% of Gulf-front parcels in Panama City Beach offer this level of private beachfront ownership, making opportunities like this exceptionally rare. Originally designed by the architects of Regency Towers, the home is positioned farther onto the beach than neighboring properties, ensuring unobstructed panoramic Gulf views to the east and west. Step from your back door onto your private stretch of beach or relax beneath the city-approved private Palapa, made possible by the extended property lines reaching the water's edge. The palapa's thatched roof was replaced in Fall 2025. The upstairs Gulf-front balcony is accessed from the main family room and offers sweeping sunrise & sunset views. On the lower level, a beachside deck is accessible from the second bedroom and opens directly to the sand. A private boardwalk extends from the front porch to the beach, and an exterior shower on the rear boardwalk provides convenient sand removal after leaving the beach. Major improvements include a new GAF roof system with new roof decking and fascia board, backed by a 15-year wind and material warranty installed in July 2025. A new Siemens 200-amp circuit breaker panel with corrosion-resistant copper wiring was installed in 2025. The exterior was upgraded with Tyvek vapor barrier, Hardie plank siding and trim, and fully painted with Sherwin-Williams exterior paint. All decks were stained with Super Deck marine stain and all windows were freshly caulked. The home passed a professional 4-point and wind inspection in 2025, resulting in a 17% reduction in homeowners insurance premium. The interior and exterior have been freshly painted and luxury vinyl plank flooring runs throughout the home. Additional upgrades include new ceiling fans, updated bathroom light fixtures, new smart TVs with upgraded WiFi, new locks and security features, new kitchen accessories, and solar film installed on all windows to improve energy efficiency during extreme weather conditions. The living room features a 3-D glass electric fireplace with optional heat and color-changing flame. New lighting and updated family room, dining room, and bedroom furniture and accessories enhance the home's coastal design. The kitchen and baths were previously remodeled, and the home is offered beautifully furnished. Appliances include electric range, microwave, dishwasher, refrigerator, washer and dryer. This three-bedroom home comfortably sleeps 11, including Twin XL bunks, a newer queen mattress in the downstairs bunk room, and a queen sleeper sofa. The primary bedroom is located on the second floor for privacy and separation. Exterior features include mature palm trees, an 8x40 privacy fence, covered porch areas, private driveway parking, and two beach decks with custom cable rails. High-end Sunbrella outdoor furniture was added in April 2021. The property consistently rents more than 200 days per year with documented rental income available upon request. Daily and weekly rental structure is already in place. Flood insurance remains favorable due to grandfathered mapping status. Located near St. Andrew State Park, Shell Island, marinas, waterfront dining, and public boat access, this is Gulf-front ownership at its rarest. Private, deeded, income-producing, and architecturally positioned for unobstructed views. This is not simply a beach house. It is a generational Gulf-front asset.
#997069

Panama City Beach

5903 Gulf Drive

3 Beds

2 Baths

1,296 Sq.Ft.

$1,799,500

MLS#: 997069

This lakefront retreat offers a rare opportunity to own over an acre of waterfront property with approximately 120 feet of frontage on Lake Powell, one of Northwest Florida's iconic coastal dune lakes. Set on a 1.04-acre parcel, the property provides a sense of space and privacy that is increasingly difficult to find along the coast. The two-story residence features 3 bedrooms and 2.5 bathrooms with approximately 2,176 square feet of heated living space and 3,300 square feet under roof. The layout is designed to support both personal enjoyment and short-term rental use, with living and sleeping areas positioned to take advantage of the lake setting. The main level includes two bedrooms, a full bathroom, and a living area framed by large windows overlooking the water. Upstairs, the primary suite serves as a private retreat with a walk-in shower and separate soaking tub. A screened porch extends the living space outdoors, offering a comfortable, covered setting to enjoy lake views throughout the year. Outdoor amenities include a private dock with walkway and platform, providing direct access for boating, paddleboarding, and fishing on Lake Powell. An outdoor kitchen further enhances the waterfront lifestyle and creates an inviting space for entertaining or relaxing by the water. Located on the west end of Panama City Beach, the property is just minutes from the Gulf beaches and within close proximity to the dining, shopping, and coastal lifestyle destinations along Scenic Highway 30A. This setting offers a balance of lakefront privacy with convenient access to some of the area's most sought-after coastal amenities. No HOA
#783295

Panama City Beach

21904 Lakeview Drive

3 Beds

2 Baths

2,176 Sq.Ft.

$1,549,000

MLS#: 783295

Completed in 2024, this exceptional custom residence showcases the architectural vision of Michael Hunnicutt and the craftsmanship of Griffin Mitchell Builder, offering timeless design paired with modern coastal elegance. Situated on a desirable corner lot in a prime location just moments from community amenities, this thoughtfully designed home features soaring ceilings, abundant natural light, wide plank hardwood flooring, and refined custom finishes throughout. The open-concept living space is anchored by a beautifully appointed kitchen and expansive great room, with a gas fireplace. The spacious primary suite offers a serene retreat with spa-inspired details, enjoy the wildlife and pond views from the comfort of your bedroom. While additional bedrooms provide comfort and privacy for guests. Every detail reflects quality construction and intentional design. The exterior architecture blends classic elements with clean, modern lines, complemented by a welcoming front porch and professionally designed landscaping. A two-car garage plus a dedicated golf cart garage provides ample storage and convenience. With an acceptable offer, highly desirable extras may be included, a coveted boat slip, golf cart, and furnishings, creating a truly turnkey opportunity. An exceptional home in an unbeatable location, thoughtfully designed, beautifully built, and ready to enjoy. Why spend the time to build new when this one is already done!
#785927

Panama City Beach

1201 W Water Oak

3 Beds

3 Baths

3,085 Sq.Ft.

$2,100,000

MLS#: 785927

Completed in 2024, this exceptional custom residence showcases the architectural vision of Michael Hunnicutt and the craftsmanship of Griffin Mitchell Builder, offering timeless design paired with modern coastal elegance.Situated on a desirable corner lot in a prime location just moments from community amenities, this thoughtfully designed home features soaring ceilings, abundant natural light, wide plank hardwood flooring, and refined custom finishes throughout. The open-concept living space is anchored by a beautifully appointed kitchen and expansive great room, with a gas fireplace. The spacious primary suite offers a serene retreat with spa-inspired details, enjoy the wildlife and pond views from the comfort of your bedroom. While additional bedrooms provide comfort and privacy for guests. Every detail reflects quality construction and intentional design. The exterior architecture blends classic elements with clean, modern lines, complemented by a welcoming front porch and professionally designed landscaping. A two-car garage plus a dedicated golf cart garage provides ample storage and convenience. With an acceptable offer, highly desirable extras may be included, a coveted boat slip, golf cart, and furnishings, creating a truly turnkey opportunity. An exceptional home in an unbeatable location, thoughtfully designed, beautifully built, and ready to enjoy. Why spend the time to build new when this one is already done!
#996377

Panama City Beach

1201 W Water Oak

3 Beds

3 Baths

3,085 Sq.Ft.

$2,100,000

MLS#: 996377

New Construction, just completed, This POOL side unit is on the Rental with Margaritaville. this turn key, with all furniture, linens, and a well equipped Kitchen complete with a Margaritaville Machine to enjoy those special 5:00 o'clock Libations anytime. All bedrooms are ensuite with two kinds and three queens as well as a sleep couch in the living room. Plenty of room for 12 guest. Also the house is equipped with a EV charger. This RARE POOL side unit is just steps away for the 2.5 acre Heated resort pool with water slides and a lazy river or walk to the arcade and full restaurant that has just been completed. Pool side bar and services are now available. Across the street is 580' of private beach front with beach chairs and paddleboards available to resort guest and owners. Future amenities include a fitness center,
#785821

Panama City Beach

13639 Banana Wind Way

5 Beds

4 Baths

2,130 Sq.Ft.

$1,659,000

MLS#: 785821

What a location! This guest house faces Dunecrest, but there is room for a main house that will face Beachside Drive. This lot is right in front of beach walk over #4 with ample parking. This home is as near to beach front as possible. Lazy Lizard at Carillon Beach is a remodeled two bedroom two bath just steps to the beach. This property is considered a guest house, with a rare large FULLY fenced yard with an inviting outdoor pavilion. There is even room to build a main house towards the front of the lot. With an efficient floor plan, the home lives larger than the square footage. The location and remodeled interior are hard to beat. Do not miss your chance to own in Carillon Beach!
#995774

Panama City Beach

323 Beachside Drive

2 Beds

2 Baths

912 Sq.Ft.

$1,750,000

MLS#: 995774

Tucked behind the private gates of the Bay Point community, this 4 bedroom, 4.5-bath WATERFRONT residence with PRIVATE POOL captures the essence of elevated coastal living in Panama City Beach. Offering more than 3,600 square feet of thoughtfully reimagined space, this home blends timeless design with a lifestyle centered around the water and includes a sunroom, TWO bonus rooms and a covered balcony overlooking the water. From the moment you enter, soaring ceilings and tranquil canal views set the tone for casual, laid-back Florida living. Natural light fills the open-concept living areas, seamlessly connecting indoor comfort with the waterfront lifestyle. The fully renovated modern kitchen is both striking and functional, featuring a 48-inch range, waterfall-edge quartz countertops, an oversized island, three ovens, wine refrigeration, and a beautifully appointed scullery, perfect for effortless entertaining. The main level offers two spacious primary suites, including a waterfront primary suite with dual walk-in closets along with a junior primary suite ideal for guests who desire to live on the main level. Upstairs, you'll find two additional bedrooms, one with an en suite bath and one with a bath accessible to guests. The upper level also features TWO oversized flex bonus spaces that easily adapt to your needs, whether a home office, fitness studio, media room, or additional flex space. Step outside to your own private tropical waterfront retreat. The saltwater pool invites relaxed afternoons and summers filled with fun. A private dock with composite decking and a 7,000-pound boat lift places your vessel just steps from your back door, making it easily accessible and ready for a quick ride to Shell Island or open bay and Gulf waters within minutes. The enclosed Florida room with wet bar offers year-round enjoyment and the perfect vantage point to take in the views. A pavered driveway provides ample parking for guests, while the 2.5-car garage accommodates vehicles, water toys, and even a golf cart, perfect for exploring the golf-cart-friendly streets of Bay Point, which this community prides itself on! Life here extends beyond the home. Enjoy mornings on the Nicklaus-designed golf course, afternoons at the marina or yacht club, and evenings dining along the coast. This is more than a residence, it's a gateway to resort-style waterfront living behind the gates of Bay Point.
#995394

Panama City Beach

1413 Trout Drive

4 Beds

4 Baths

3,618 Sq.Ft.

$1,550,000

MLS#: 995394

Tucked behind the private gates of the Bay Point community, this 4 bedroom, 4.5-bath WATERFRONT residence with PRIVATE POOL captures the essence of elevated coastal living in Panama City Beach. Offering more than 3,600 square feet of thoughtfully reimagined space, this home blends timeless design with a lifestyle centered around the water and includes a sunroom, TWO bonus rooms and a covered balcony overlooking the water. From the moment you enter, soaring ceilings and tranquil canal views set the tone for casual, laid-back Florida living. Natural light fills the open-concept living areas, seamlessly connecting indoor comfort with the waterfront lifestyle. The fully renovated modern kitchen is both striking and functional, featuring a 48-inch range, waterfall-edge quartz countertops, an oversized island, three ovens, wine refrigeration, and a beautifully appointed scullery, perfect for effortless entertaining. The main level offers two spacious primary suites, including a waterfront primary suite with dual walk-in closets along with a junior primary suite ideal for guests who desire to live on the main level. Upstairs, you'll find two additional bedrooms, one with an en suite bath and one with a bath accessible to guests. The upper level also features TWO oversized flex bonus spaces that easily adapt to your needs, whether a home office, fitness studio, media room, or additional flex space. Step outside to your own private tropical waterfront retreat. The saltwater pool invites relaxed afternoons and summers filled with fun. A private dock with composite decking and a 7,000-pound boat lift places your vessel just steps from your back door, making it easily accessible and ready for a quick ride to Shell Island or open bay and Gulf waters within minutes. The enclosed Florida room with wet bar offers year-round enjoyment and the perfect vantage point to take in the views. A pavered driveway provides ample parking for guests, while the 2.5-car garage accommodates vehicles, water toys, and even a golf cart, perfect for exploring the golf-cart-friendly streets of Bay Point, which this community prides itself on! Life here extends beyond the home. Enjoy mornings on the Nicklaus-designed golf course, afternoons at the marina or yacht club, and evenings dining along the coast. This is more than a residence, it's a gateway to resort-style waterfront living behind the gates of Bay Point.
#785254

Panama City Beach

1413 Trout Drive

4 Beds

4 Baths

3,618 Sq.Ft.

$1,550,000

MLS#: 785254

Experience refined coastal luxury in Wild Heron with this exceptional new construction residence, thoughtfully designed with the highest level of craftsmanship and premium finishes throughout. Construction has already begun with a completion date of Fall '26 on this 4-bedroom, 3.5-bath home and will offer approximately 3,132 square feet of beautifully curated living space, showcasing top-of-the-line materials, designer selections, and architectural details that elevate everyday living. The open-concept floor plan is ideal for both entertaining and relaxed coastal living, featuring a gourmet kitchen, spacious living and dining areas, and a private primary suite designed as a true retreat. Every element of this home has been carefully selected to reflect modern elegance and timeless quality, with opportunities for buyers to secure today's pricing and take advantage of exclusive pre-construction incentives. Construction has already begun, allowing early purchasers the unique advantage of locking in value and participating in select design choices. (Terms and selection deadlines apply). Located within the prestigious, gated community of Wild Heron, residents enjoy access to world-class amenities including a lakeside boathouse, fitness center, resort-style pool, walking trails, and the renowned Shark's Tooth Golf Club, all just minutes from the white-sand beaches of 30A and Panama City Beach. Secure your place in one of the area's most sought-after communities and take advantage of this rare pre-construction opportunity before pricing increases. All pictures and video are renderings of what is to be built.
#785124

Panama City Beach

1318 E Lakewalk Circle

4 Beds

3 Baths

3,132 Sq.Ft.

$1,995,000

MLS#: 785124

- property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.

Privacy Policy Terms of Service